Housing Grants for Low Income Families

Housing Grants for Low Income Families to Improve Their Home

A protected and permanent shelter is an essential pre-requisite for all but not all have the financial strength to purchase a home or reside in a rented apartment. In US there are several low income families who face eviction and foreclosure every year due to shortage of funds and become homeless.

To lend help and housing support to such monetarily distressed families the government, states, nonprofits, community agencies and organizations have initiated several housing grants and programs that assist in paying the rent and mortgages and also offer financial backing for home purchasing. Let’s have a look at the housing grants.

U.S. Department of Housing and Urban Development (HUD)

Low income families may seek assistance from HUD for their rental needs. It’s a federal agency that offers approximately $1 billion every year for the safe and secured housing of the financially constrained people. The funds are available from the local governments, non-profit organizations and local communities. Based on the income level of the applicants grant amounts are offered to fulfill accommodation needs.

HUD has formulated several housinggrants to serve the housing needs of low income families which include:

·         Community Development Block Grant Program (CDBG)

·         HOME Investment Partnerships Program

·         Public Housing Family Self-Sufficiency

·         Fair Housing Initiatives Program

·         Section 8 Housing Choice Voucher program

·         Assisted Living Conversion Program for Eligible Multifamily Projects

·         Housing Counseling Programs

·         Resident Opportunity and Self-Sufficiency Programs

·         Supportive Housing for Persons with Disabilities

·         Community Development Technical Assistance Programs

·         Supportive Housing for the Elderly

·         Designated Housing Voucher Program

·         Healthy Homes and Lead Hazard Control Programs

·         Tenant Resource Network (TRN)

·         Housing Opportunities for Persons with AIDS

United States Department of Agriculture (USDA)

Low income earning families, residing in rural areas, receive housing grants from the USDA for payment of their rent and mortgage. The income of the applicant is evaluated and then vouchers are paid accordingly to compensate the amount that the applicant can’t afford to pay the renter.

Salvation Army

The organization aims to offer mortgage and rental assistance to low income families to prevent homelessness and eviction. It grants long term assistance through its multiple housing programs like emergency shelter, house maintenance, rental fund assistance for two years and transitional housing.

There are many other Catholic churches like Lutheran Services in America, American Red Cross, Love in the Name of Christ, YMCA, Saint Vincent de Paul and others that offer integrated and safe living.

Community Action Organizations

US has more than 1,100 community action agencies that provide current information on housing support and also offers programs, services and essential resources for their housing needs, rent and bill payments. Applicants can seek help from CAO to apply for housing grants at the federal, state, local levels and also private organizations, nonprofits and churches.

State Homeless Grants

Every state disburses funds to municipal departments and counties to address the financial needs of their residents to prevent homelessness or for any other emergency situation. Applicants must visit the Public Housing Authority for their housing needs. Start applying today for your housing grants for an independent and secured shelter for your family.